Tuesday, October 2, 2012

NOBW'S CHARTER OF DEMAND FOR 10th B.P.S!



NOBW'S CHARTER OF DEMAND FOR 10th B.P.S!

NATIONAL ORGANISATION OF
BANK WORKERS (REGD)
(An Industrial Federation of Bharatiya Mazdoor Sangh)
Central office: 542, Dr. Munje Marg, Congress Nagar, Nagpur – 440 012
Ph. 0712-2460808, Fax 0712-2420850 E-mail – nobwco.ngp@gmail.com
Website - www.nobw.co.in
CHARTER OF DEMANDS FOR 10TH BIPARTITE SETTLEMENT
1. Scales of Pay - Clause 4 of 9th BPS dated 27.04.2010 be amended and the scales of pay
of the workmen shall be revised with effect from 01.11.2012:
Note:
The Scales are to be revised by merger of Basic at 4708 points which is average of (April
to June 2012 quarter) of Present Basic.
After merger as above, New Pay Scales are constructed by adding 40% for both Non-
Subordinate Staff and Subordinate Staff and increments are rounded off to the nearest
hundred.
Hump increment in clerical cadre be removed without loss.
Stage to Stage Fitment be maintained.
The relativity between the Officers and the Non-Subordinate Staff and Non-Subordinate
and Subordinate Staff shall be ensured.
If the scales of pay agreed to be constructed on different index number, they shall be
adjusted accordingly.
2. Stagnation Increments: Clause 5 of 9th BPS dated 27.04.2010 be amended as follows:
On reaching maximum of pay scale, both Non-Subordinate Staff and Subordinate Staff
shall be given stagnation increment for every 2 years of service equivalent to last
increment drawn, for 10 stages.
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3. Dearness Allowance: Clause 7 of 9th BPS dated 27.04.2010 be amended as follows:
A. Same DA Formula should continue and the neutralisation shall be 100% for all
cadres.
B. The new rate of D.A. shall be calculated in relation to shift in index number as
hitherto. Thus on the slabs 3304, it shall be 0.12 % per rise of 4 points over 4708
points of AICPI-IW 1960=100)
4. City Compensatory Allowance: Clause 8 of 9th BPS dated 27.04.2010 be restored and
amended as follows.
i) Places with population of more than 40 lakhs including New Mumbai and NCR
area of New Delhi – 10% of Revised Pay without ceiling .
ii) Places with population of 10 lakhs and above including State of Goa– 9% of
Revised Pay without ceiling
iii) Places with population of 5 lakhs and above, State Capitals and Capitals of Union
Territories and other than places mentioned in i and ii above – 8% of Revised Pay
without ceiling.
iv) Places with population below 5 lakhs not covered in i, ii and iii above – 7% of
Revised Pay without ceiling.
The CCA shall rank for BONUS, OT and PF.
5. House Rent Allowance : Clause 9 of 9th BPS dated 27.04.2010 be amended and the
House Rent Allowance payable to the workmen shall be on the basis of latest census and
at par with the recommendations of VIthPay Commission in respect of Central
Government Employees at the following rates :
i) Places with population of more than 40 lakhs including New Mumbai and NCR
area of New Delhi – 15% of Revised Pay without ceiling.
ii) Places with population of 10 lakhs and above including State of Goa– 12% of
Revised Pay without ceiling
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iii) Places with population of 5 lakhs and above, State Capitals and Capitals of Union
Territories and other than places mentioned in i and ii above – 10% of Revised
Pay without ceiling.
iv) Places with population below 5 lakhs not covered in i, ii and iii above – 9% of
Revised Pay without ceiling.
The HRA shall rank for BONUS, OT and PF.
6. Transport Allowance:
Clause 10 of 9th BPS dated 27.04.2010 be amended as follows:
Transport Allowance need not be included in the Pay, instead introduce Petrol Bill
Reimbursement Scheme as follows.
i) Non-Subordinate Staff: 30 lts of Petrol.
ii) Subordinate Staff: 20 lts of Petrol.
iii) For Physically Challenged employees, an additional allowance of 5% of Revised
Pay be paid.
7. Special Pay:
Clause 11 of 9th BPS dated 27.04.2010 be amended as follows:
A. The Special Pay of Non Subordinate Staff and Subordinate Staff in the 10th BPS
shall be reconstructed at 4443 points of AICPI with a real increase of 50%.
B. Single Window Operator ‘A’ shall be paid an amount of Rs. 500 pm.
C. Single Window Operator ‘B’ shall be revised to Rs. 1500 pm.
D. Head Cashier – II shall be revised to Rs. 2000 pm.
E. Special Assistant shall be revised to Rs. 2500 pm.
F. The employees who acquire qualification after reaching the maximum of Pay
scales shall be entitled to PQP with effect from acquiring qualification. An
additional category of Post Graduates be created as per annexure.
The Special Pay, Graduation Pay and Professional Qualification Pay payable to Non-Subordinate
Staff and the Special Pay payable to Subordinate Staff are mentioned in Part A, B & C of
Annexure II enclosed to this charter.
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8. Hill and Fuel Allowance: Clause 12 of 9th BPS dated 27.04.2010 be amended as
follows:
a) At places situated at a height of 3000 meters and above- 15% of Revised Pay
without ceiling.
b) At places situated at a height of over 1500 meters but less than 3000 meters- 10%
of Revised Pay without ceiling.
c) At all places situated at a height of over 1000 meters but less than 1000 meters
and Mercara Town- 6% of Revised Pay without ceiling.
9. Fixed Personal Pay : Clause 13 of 9th BPS dated 27.04.2010 be amended and this shall
be deconsolidated and reckoned for D.A. HRA and CCA at applicable rate.
10. Payment of Overtime Allowance: Clause 14 of 9th BPS dated 27.04.2010 be amended and
restored and shall be paid to the employees for the overtime work performed.
11. Pension: Clause 16 of 9th BPS dated 27.04.2010 to be amended as follows:
One more pension option should be given forthwith, in consonance with existing pension
rules, to those who have been deprived i.e. on normal VRS and on Resignation.
Existing 1993 Pension Scheme should be extended to employees joining bank on or after
1.4.2010.
Pension be given as a third retirement benefit.
Pension commutation shall be allowed to the extent of 40% of Basic Pension.
Restoration of full pension shall be done after 12 years. Updating of Pension shall be
made after every Wage Revision. FULL PENSION be granted after an employee putting
20 years of service. Periodicity of Enhanced Family Pension be increased to 70 years or
10 years from the date of death whichever is earlier.
Pension cost should not be taken from wage revision.
12. Medical Aid : Clause 17 of 9th BPS dated 27.04.2010 be amended as follows – For all
confirmed employees – Rs.12000/- per annum be paid as reimbursement of medical
expenses.
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13. Definition of family: Present Definition as described in the Clause 18 of 9th BPS dated
27.04.2010 to continue with an addition as follows: Dependent parents shall mean parents
having income of basic pension not exceeding Rs.10000/- per month, singly or jointly.
14. Leave Fare Concession: Clause 19 of 9th BPS dated 27.04.2010 need to be amended and
the following provisions may be incorporated:
Employee be given with an opportunity to exercise his/her option again.
(Precondition that option “once given cannot be changed” be deleted).
There should be a substantial increase in the entitlement as to distance. Both Non-
Subordinate and Subordinate Staff should be sanctioned with I/II AC on the
entitlement such that the workmen is entitled to travel by I / II AC including
Rajadhani /Shatabdi/Duranto and the rates / tariff should also be enhanced. The
above eligibility should be fixed in terms of amount per person based on train fare
as above for both Subordinate and Non subordinate Staff, within his / her overall
eligible amount per person, the family members can travel by any mode of
transport such as train, public taxi, own car, air flights, ship/steamer.
Workmen be extended with the facility for traveling or availing the LFC by own
car / Private car/taxi and maximum entitlement be sanctioned without any
condition.
There should also be enhancement in kilometer rate and that should be enhanced
to Rs.10.00 per kilometer.
For availment of LFC under 2 year block for visit to any place within India and
aboard, the maximum permissible distance shall be 3000 kms (for one way) for
both Subordinate and Non Subordinate Staff. (for to and fro it should be 6000)
For availment of LFC under a 4 year block for visit to any place within India and
abroad, the maximum permissible distance shall be 6000 kms (for one way) for
both Subordinate and Non Subordinate Staff (for to and fro it should be 12000
kms)
Actual local conveyance over and above entitlement be paid.
LFC encashment - Eligibility be increased from 75% to 100%.
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15. Hospitalisation:
We submit that the Clause 20 of 8th BPS dated 02.06.2005 be amended on the lines 6th
Pay Commission recommendations and CGHS facilities be extended to the working and
retired bank employees.
Direct tie-up system be evolved with Hospitals and the banks can enter into tie-up with
Insurance Companies and reimbursed 100% on the hospitalization expenses without any
ceiling on individual items.
Reimbursement in respect of imported medicines / drugs: Due to certain unavoidable
reasons, the hospital authorities are not in a position to produce the bill in prescribed form
in case of imported medicines / drugs and on the contrary they give written statement in
their letter heads and in such occasion, the bank should sanction the claim preferred by
the employees. Besides, major treatment does not require hospitalisation such as whole
body scanning etc., therefore in such treatment, the bank should not insist for
hospitalisation and obtain report to that extent by the recognized hospital.
Ambulance Charges: The ambulance charges should be reimbursed in case of the
patient taken for certain tests by the hospital to diagnostic centres and moreover the
existing tariff fixed in the existing settlement is meager and therefore, irrespective of the
availability of ambulance or auto rickshaw, on representation the employee / dependant
be sanctioned with city taxi fare / auto fare / ambulance charges at the rate of Rs.15.00
per KM with a maximum of Rs. 2500 per trip.
Package Charges : The ceiling limit fixed for the major diseases in respect of
hospitalisation and treatment, we suggest that the package amount fixed for certain
ailment / disease should be increased substantially and the amount should be sanctioned
by taking into consideration the prevailing cost / package fixed by the reputed hospitals.
Domiciliary Treatment: In addition to the existing ailments / disease it is suggested
hereby to include Asthma and connected treatment to heart, lungs, chemotherapy,
physiotherapy and fertility treatment should be brought within the purview of domiciliary
treatment which does not require hospitalisation but government doctor /reputed hospitals
should certify that the intake of drug / medicine necessary on regular basis to protect the
health of an employee.
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Ayurvedha / Homeopathy / Sidha / Naturopathy Treatment: For these alternative
Medical Treatments, the State / Central Government may not grant recognition and they
may have to undergo various tough procedures. Therefore, the parties to the settlement
may arrive at a conclusion to recognise the major Ayurvedha / Homeopathy / Sidha /
Naturopathy hospitals without insisting for State / Central recognition because some of
the diseases like Artherities, Asthma etc., for which the Award Staff / Spouse undergo
such treatment can be reimbursed and for this purpose a suitable scheme should be
devised and this should come under the category Domiciliary treatment.
16. Part time Employees: We observe that the provisions of Clause 21 of 9th BPS dated
27.04.2010 has not been implemented in most of the banks hence we demand:
a) All those part time employees working on daily wages, temporary/consolidated
basis should be absorbed converted to full scale wages.
b) All those part time employees working on scale wages should be converted to full
scale wages.
17. Compensation on Transfer: We suggest that the provisions of Clause 22 of 9th BPS
dated 27.04.2010 be modified as follows:
By Train: An employee on transfer shall be paid the cost actually incurred for transporting his
personal effects.
By Road: If the places are not connected by rail/out agency, actual expenses shall be reimbursed
for transporting the personal effects by road.
18. Compensation for losses due to breakage or damage to goods on Transfer: We
suggest that the provisions of Clause 23 of 9th BPS dated 27.04.2010 be modified as under:
a) Where an employee produces receipts or a statement of loss in respect of breakages entire
amount be reimbursed without ceiling.
b) Where no receipts/statement of loss are produced, a lumpsum payment of Rs.1000/- be
reimbursed to both Non-Subordinate and Subordinate Staff.
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19. Halting Allowance:
Clause 24 of 9th BPS dated 27.04.2010 be amended and the halting allowance be
enhanced from the existing as below:
Non Subordinate Staff Subordinate Staff
Existing Proposed Existing Proposed
Places with population
of more than 40 lakhs.
Rs.500
per diem
Rs.1500
per diem Rs.375
per diem
Rs.1200
per diem
Places with population
of 10 lakhs and above.
Rs.500
per diem
Rs.1300
per diem
Rs.375
per diem
Rs.1000
per diem
Places with population
of 5 lakhs and above.
Rs.375
per diem
Rs.1000
per diem
Rs.250
per diem
Rs.800
per diem
Places with population
below 5 lakhs.
Rs.300
per diem
Rs.800
per diem Rs.185
per diem
Rs.600
per diem
Clause III (g) B of Supplementary Settlement dated 8-11-73 stated that the workmen is
not entitled to halting allowance / bhatta for travel within the Municipal limits /
Corporation including Cantonment or Panchayat limits. We suggest that the workmen if
asked to perform duties outside the Municipal / Panchayat / Cantonment limit should be
reimbursed with out of pocket expenses of Rs.500/- per day in case of metro and Rs.300/-
in case of other cities.
20. Washing Allowance: Clause 25 of 9th BPS dated 27.04.2010 be amended and Rs.500/-
per month be paid as Washing Allowance.
21. Cycle Allowance: Clause 26 of 9th BPS dated 27.04.2010 be amended and an amount of
Rs.500/- per month be paid as Cycle Allowance.
22. Split Duty Allowance: Clause 27 of 9th BPS dated 27.04.2010 be modified and an
amount of Rs.600/- per month shall be paid
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23. Project Area Compensatory Allowance: Clause 28 of 9th BPS dated 27.04.2010 be
amended and 10% of revised pay be paid as Project Area Compensatory Allowance in
both A & B Group.
24. Special Area Allowance: Clause 29 of 9th BPS dated 27.04.2010 be enlarged by
including some new areas such as Naxal hit areas etc and 10% of revised pay be paid as
Special Area Allowance.
25. Closing Allowance: We suggest that Balance Sheet Closing allowance be paid to both
Non-Subordinate and Subordinate Staff for Half Yearly and Yearly closing of Accounts. .
26. Paradip Port Town Allowance: 5% of the revised pay be paid as Paradip Port Town
Allowance.
27. Water Scarcity Allowance: At par with Central and State Government this allowance be
paid.
28. Island / Drought /Disturbed / Tribal / Border Area Allowance: At par with Central
and State Government this allowance be paid.
29. North Estern Region Hardship Compensatory Allowance: Incentive now being paid
to certain categories of employees may be extended to all categories in North-Eastern
Region.
30. Rural Area Hardship Allowance: Shall be introduced and 10% of revised pay be paid
to the employees working in rural areas.
31. Children Education Allowance: Shall be introduced and actual tuition fee to be
reimbursed.
32. Leave Rules:
Clause 26 (b) of 9th B.P.S. dated 27.04.2010 be amended and as follows:
Within the overall limit of 12 months, leave may also be granted in case of
menopause problems.
Child care leave be sanctioned on the lines of Central Govt. employees.
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In addition to the above the following changes are demanded.
5 Days Week be introduced on the lines of RBI.
Casual leave be increased to 15 days.
Unavailed Casual Leave be sanctioned without medical certificate for any number of
days.
Unavailed Casual Leave may be permitted to be encashed on retirement / Voluntary
retirement
Accumulation of privilege Leave upto 300 days .
Notice for availing PL be reduced to 15 days.
Unused Sick Leave may be permitted to be encashed on retirement / Voluntary
retirement. Sick Leave on half pay shall be at the rate of 30 days per year of service
without limit on accumulation.
30 days Sick leave every year.
All leave to the credit of an employee at the time of retirement, death, discharge,
dismissal, resignation or termination whatsoever shall be encashed/paid to
him/her/nominees/heirs.
Special Leave: To be permitted in case of
Absence of Employees due to reasons beyond control such as Natural Calamity,
Terrorist Activities, Bomb Blast, Riots, Strike unconnected with Banking,
breakdown of public transport services.
Employees participating in relief work on production of Certificate from District
Collector’s Office to the effect.
Employees attending Conciliation / Tribunal proceedings, training sponsored by
Govt agencies as Union Representatives.
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33. Special Pay Duties:
There should be a detailed discussion and proper interpretation of the responsibility of the
Special Assistant, Head Cashier-II and Single Window Operator-B and the proposed
Settlement should not empower individual banks to decide the job responsibility,
enhancement in the limits / authorization of passing instruments etc., in the backdrop of
CBS System.
34. Security Provisions:
a) Security provisions of the Bank to be suitably upgraded and Armed Guards shall be
appointed in all the branches and given pistols instead of Rifle.
b) CCTV should be installed in every branch.
c) Cashiers should be provided with fake note detecting and note counting machines.
35. Security Staff:
a) There should be normal working hours for Armed Guards and Watchmen.
b) Head Armed Guards post to be created in commercial banks on area basis.
36. Risk Insurance: Cover to be provided for staff accompanying cash remittances in view
of increased robbery / dacoity.
37. Uniform and Liveries:
All permanent full time members of the Subordinate Staff as well as Permanent Part
Time workmen in Subordinate Cadre working for not less than 6 hours per week shall be
supplied with 3 sets of Terry Khadi uniforms every year and 2 set of Woolen uniform
once in two years.
38. Absorption:
i) All personal car drivers receiving salary on reimbursement basis through
Executives of the banks entitled for car shall be absorbed in regular service.
ii) Badli / Daily / Contract / Casual labourers on temporary basis or continuous basis
beyond 90 days or with break in service for 240 days in a calendar year shall be
absorbed in regular service.
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iii) Part Time Employees shall be regularised on Full Time basis in a phased manner
by entrusting them other duties along with that of part time duties.
39. Welfare Measures:
1) Quarter facility: All Award Staff posted to place other than place of domicile shall
be provided with rent free quarters or leased accommodation be provided.
2) Group Insurance Scheme shall be introduced for all categories of Bank
Employees.
40. Loans & Advances:
a) Housing Loan quantum should be substantially increased with a minimum of Rs.25.00
lakhs @ 5% simple interest.
b) All other Staff Loans and Advances be increased taking into account exorbitant cost
escalation.
c) One month gross salary should be given to all employees as Festival Advance.
d) Interest free Car Loan be extended.
41. Outsourcing:
The Bank shall not be permitted to hire outside agencies to get the Bank’s normal day to
day work.
42. Recruitment: Revive BSRB and recruit workman staff on State to State basis.
43. Compassionate Appointment: Compassionate Appointment Scheme should be restored
and one family member of the employee shall be appointed in the eligible cadre on his/
her resignation on medical grounds or death while in service. Present compensation by
way of ex-gratia may be increased to Rs 10 and Rs 15 lakhs.
44. Deployment of Staff
Clause 4 of 9th BPS dated 27.04.2010 – A total relook to this subject is demanded in the
present scenario.
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45. Immunity to Bank Employees:
Bank employees shall be granted immunity for disclosing acts of mismanagement,
frauds, corruption in the bank, branch, or offices to the appropriate authority and a
scheme of suitable rewards to be formulated.
48. Composite Bargaining Agency:
Bank wise composite bargaining agency for policy issues shall be constituted with
representatives from all the Registered All India Trade Unions functioning in the bank.
50. Deposit Collectors:
1. Workman status should be given to Deposit Collectors.
2. Salary, Commission and other benefits should be decied at industry leval with
retroprospective effect.
51. Formation of redressal forum at Industry/IBA/Govt leval :
After the completion of wage revision we do not have any forum to discuss the
issues/problems. Therefore at indsutry/IBA/Govt leval a forum should be constituted to
discuss the grivenses of the unions on regular intervales.
52. Retired Employees:
We demand following facilities for retired employees.
1. Medical/Hospitalisation facility.
2. Revision of Pension.
53. Disciplinary Proceedings:
i) Subsistence allowance shall be paid to the suspended employee at half the gross
pay for the first 6 months and full salary beyond 6 months of incremental benefit
otherwise eligible.
ii) The suspension of the employee shall be pending till enquiry only.
iii) Chargesheet shall be issued within 30 days of cause of action and enquiry shall be
concluded within 6 months thereof, if no outside agency is involved.
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iv) Suspension of an employee from service can be effected only if his or her
continuation in service or serving in the branch hampers conducting
investigations. In all other cases, there shall be no suspension. Suspension shall
not be used as a method to humiliate and victimize the employee.
v) The punishment imposed by the disciplinary authority to be kept in abeyance till
45 days and if Chargesheeted Employee prefers an appeal, then till the date the
appeal is disposed off by the appellate authority.
vi) The clause 19.12 (d) of 1st BPS dated 19.10.66 to be amended suitably so as to
entitle Defence Representative for attending departmental enquiry anywhere in
India with duty relief.
vii) An employee shall not be proceeded against with departmental enquiry if he is
already prosecuted. Clause 19.4 of 1st BPS dated 19.10.66 be suitably amended so
that enquiry already initiated is held in abeyance till the prosecution is concluded
and law courts find him/her guilty.
viii) The clause 21 (ii) of 6th BPS dated 14.02.95 to be suitably amended to treat the
misconduct mentioned therein as minor misconduct.
ix) Para 22 of 6th BPS dated 14.02.95 to be deleted as misconduct therein is not
specifically identified as minor or major misconduct.
x) The clause 21 (iv) sub-clause (c) of 6th BPS dated 14.2.95 to be amended so as to
bring down to lower stage in scale of pay upto to a maximum of four stages.
xi) Whenever employee is found guilty of gross negligence in the enquiry and the
employee is punished, no recovery proceedings of the financial loss be effected.
Token recovery also be made part of punishment wherever Chargesheeted
Employee is found negligent.
xii) On exonerating by law courts, an employee shall not be proceeded against with
domestic enquiry. Wherever the Domestic Enquiry is pending. Incase the
Domestic Enquiry resulted in imposing punishment including ceasation from
service the same shall be treated as “not implemented” and necessary
proceedings shall be drawn by Disciplinary Authority.
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54. Deletion / Amendments / Modification / Clarifications:
i) Para 522 of Sastry Award to be deleted
ii) Para 536 of Sastry Award to be deleted.
iii) Para 511 of Sastry Award to be amended so as to treat the employee on duty.
iv) Para 10.13 (iii) of 1st BPS dated 19.10.66 suitably amended so as to make
husband and wife working in same bank eligible to avail LFC in their own right
along with dependent family members but not for same travel.
v) Para 19.6 (d) of 1st BPS dated 19.10.66 to be clarified so that only an increment
can be stopped as punishment for one charge sheet.
vi) Para19.7(g) of 1st BPS dated 19.10.66 to be amended by including the words
“During Office Hours”.
vii) Para 19.7 (i) of 1st BPS dated 19.10.66 to be deleted.
viii) Para 19.7 (j) of 1st BPS dated 19.10.66 to be deleted
ix) Para 19.12 (d) of 1st BPS dated 19.10.66 be amended to delete the words within
the same state from the provision.
x) Para 19.14 of the 1st BPS dated 19.10.66 to be suitably clarified to provide single
Disciplinary authority for each bank.
55. Date of effect and duration of settlement:
The settlement shall be made effective for a period of 3 years from 01.11.2012
The NOBW reserves its right to add/withdraw/amend or alter any demands mentioned
hereinabove.
(ASHWANI RANA)
GENERAL SECRETARY
PLACE: NAGPUR
DATE: 26.09.2012
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Annexure - II
Special Pay for Non Subordinate Staff:
PART- ‘A’
Sl.
No Post Amount of Spl
Pay (Rs.)
1 Head Cashier – II 2000
2 Special Assistant 2500
3 Single Window Operator -A 500
4 Single Window Operator -B 1500
For Subordinate Staff
Sl.
No Post Amount of Spl
Pay (Rs.)
1 Liftmen 600
2 Cash Peon 600
3 Watchmen 800
4 Armed Guard 1000
5 Daftary 1000
6 Head Peon 1100
7 Electrician / AC Plan helper / AC Machine Operator 2000
8 Driver 2500
9 Head Messenger in IOB 1500
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Part ‘B’
GRADUATION PAY / PROFESSIONAL QUALIFICATION PAY
For those workmen hereafter reach or have already reached 20th stage of the scale and have got
increments in consideration of educational qualification(s), Graduation Pay/ Professional
Qualification Pay shall be payable as under:
1. Those who are graduates and / or NDC
Rs. 600/- p.m. after they complete 1 year
Rs. 1200/- p.m. after they complete 2 years
2. Those who have passed JAIIB or Part I of CAIB/CAIIB
Rs. 600/- p.m. after they complete 1 year
3. Those who have passed JAIIB and CAIIB or Both Parts of CAIB/CAIIB
Rs. 600/- p.m. after they complete 1 year
Rs. 1200/- p.m. after they complete 2 years
Rs. 1800/- p.m. after they complete 3 years
4 Those who are graduates / NDC and have passed JAIIB or Part I of CAIB/CAIIB
Rs. 600/- p.m. after they complete 1 year
Rs. 1200/- p.m. after they complete 2 years
Rs. 1800/- p.m. after they complete 3 years
5. Those who are graduates / NDC and have passed JAIIB or Both Parts of CAIB/CAIIB
Rs. 600/- p.m. after they complete 1 year
Rs. 1200/- p.m. after they complete 2 years
Rs. 1800/- p.m. after they complete 3 years
Rs. 2400/- p.m. after they complete 4 years
Rs. 3000/- p.m. after they complete 5 years
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6. Those who are Post Graduates / NDC and have passed JAIIB or Part I of CAIB/CAIIB
Rs. 600/- p.m. after they complete 1 year
Rs. 1200/- p.m. after they complete 2 years
Rs. 1800/- p.m. after they complete 3 years
Rs. 2400/- p.m. after they complete 4 years
7. Those who are Post Graduates / NDC and have passed JAIIB or Both Parts of
CAIB/CAIIB
Rs. 600/- p.m. after they complete 1 year
Rs.1200/- p.m. after they complete 2 years
Rs. 1800/- p.m. after they complete 3 years
Rs. 2400/- p.m. after they complete 4 years
Rs. 3000/- p.m. after they complete 5 years

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