Discussion Paper on proposed Health Insurance Scheme:
IBA’s
proposal of Health Insurance Scheme in lieu of existing Hospitalisation
Expenses Reimbursement Scheme.
As
you are aware, presently, under our Bipartite Settlement, hospitalisation
expenses are reimbursed upto 100% for employees and 75% for eligible family
members as per the prescribed schedule of charges. In our Charter of Demands
for the 10th Bipartite Settlement, we have demanded for improvements
in the scheme to cover 100% of the expenses for self and family without any
restrictions. In response to our demand,
in the last round of discussions, IBA proposed introduction of Health Insurance
Scheme in lieu of the existing reimbursement scheme.
The
broad sketch of the proposed scheme
is as under:
Ø 100%
reimbursement or cashless settlement of hospital bills for self and dependent
family members with the following ceiling:
Officers : Rs.
4,00,000 per year
Clerks : Rs.
3,00,000 per year
Sub-staff : Rs.
2,00,000 per year
