visited the office of United India Insurance Company at Chennai.
The issue of higher premium for Retired employees Health Insurance Policy discussed and asked for changes as suggested by retired employees association.
The reply was
" The General Manager and the Deputy General Manager gave a patient hearing and sought clarifications in respect of Senior Pensioners' are getting lesser Pension and family Pension and the same were duly clarified. Further they pointed out that the claim ratio is high and the total amount of claims settled are higher than the total Premium received. We responded saying that this difficulty can be obviated if the serving employees’ policy and the Retirees' policy are merged as one policy. Though they said that time is not available in the current year to go in for modifications, they assured to bring to the notice of their higher authorities our views, concerns and anxieties in the matter."
Hence the hope for any improvements in this issue is vanished.
Decide yourselves to join the scheme or not .